Income Now : Eileen Spade, LUTCF | Melville, NY

Income Now

Income Now with Immediate Income Annuities

Retire in comfort with a reliable income stream.

Throughout all stages of life, having a predictable stream of income is important. Retirement is no different. A guaranteed income annuity can give you pension-like payouts that help you to maintain the lifestyle you’ve earned. And you can start collecting as soon as next month. Don’t worry about spending down your savings. Enjoy the comfort of knowing exactly how much income you get to spend each month.

With Immediate Income Annuities, you can get
guaranteed income in retirement.

You’ve done the hard work of saving. Now enjoy the benefits. Let’s begin by looking at a few factors that can guide you while choosing your Immediate Income Annuity.

Guarantees in Income

Some people prefer steady payout amounts each and every month. Others want the opportunity to get higher income down the road through potential dividend payments.

How long you want to receive income

Some people want income for life. Others need it for a set period of time.

Let’s get started and take a look at what product is right for you.

Guaranteed Lifetime Income Annuities

People who want immediate income with level and predictable payout amounts prefer this option. Enjoy knowing you have a pension-like stream of income for the rest of your life.

Lifetime Mutual Income Annuities

People who are willing to get a little less income guaranteed now, for the opportunity to get more later, prefer this option. You’ll still get steady and predictable payouts, but you’ll also have the potential for additional income through non-guaranteed dividends.

Guaranteed Period Income Annuities

Here, you’ll receive income for a specific number of years. This option may be a consideration for people who are looking to bridge the gap between retirement and Social Security or bolster income in the earlier stages of retirement.