Retirement Income : Eileen Spade, LUTCF | Melville, NY

Retirement Income

When your work life changes, your income doesn't have to.

There are lots of ways to maintain your lifestyle later on in life. A guaranteed income annuity is one good way to do it. Most people think of an annuity as a pension-like stream of income. When you have one, you basically get a steady “paycheck” for the rest of your life – so you can worry less about managing your money and focus more on living your life.

Everyone has different ideas about what they need when it comes to retirement. That’s why talking to a financial professional is a good way to find out what’s best for you.

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Income Now or Later? It's entirely up to you.

Income Now

If you have money from the sale of a home or an investment account, transferring that money into an immediate annuity will turn it into income you can start receiving right away.

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Income Later

For many of our clients, it pays to plan ahead. And buying a guaranteed income annuity before you actually need income is a smart move. If you can afford to wait, deferring your payments will give you higher payouts later on.

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Planning for Retirement

Learn about how we can help you maintain your lifestyle throughout retirement.

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How much do you need in retirement?

Find out how much you’ll need to maintain the lifestyle you want.

Retirement Savings Calculator

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